Florida Merchant Services

Lowest Rate Card Processing in Central Florida

You'll never have to shop for rates again. Nobody can beat our rates—and our customer service is built to keep you for the long run.

Local, responsive support Fast setup Modern POS + terminals Low / medium / high-risk
Call: 888-490-7480

Make an appointment to review your statement and see your current fees.

Transparent guidance tailored to your business
Equipment options including Clover and EMV terminals
Chargeback support available

State of the Art Credit Card Processing

We work closely with our providers to ensure customers have up-to-date equipment. When it’s time for an update, a local representative helps make the transition seamless.

FREE Loaner Equipment

We partner with Clover Payment Solutions to offer free (basic) equipment, plus installation and maintenance.

Clover™ + Traditional Terminals

Clover™ business management solutions with flexible POS software and hardware options, plus EMV-compatible terminals.

Virtual Terminal

Collect payments over the phone or mail and manage processing securely through your merchant portal.

Low-Risk, Medium-Risk, High Risk Card Processing

High-risk? Call for details on ways to lower your costs. We work to provide the best terms and lowest possible rates.

What Customers Say

“Jamaar is a professional at his job. Honesty from day one… Jamaar always answers his phone and is always eager to help.”

Customer Review

“Professional, knowledgeable and reliable service! … there is no other organization I would rather have and trust with my merchant processing.”

Autoplexx Testimonial

“Florida Merchant Service was there at a time we needed the most… fast assistance, support and efforts to keep our business open and thriving.”

Customer Review

Core Values

A Commitment to Customer Satisfaction

Responsive support, relationship-building, accountability, and continuous improvements.

A Commitment to Speed and Pace

Fast answers, fast resolutions, prompt setup, shipping, and deposits.

A Commitment to Excellence

Do it right the first time—ethical, trained staff, clear communication.

FAQs

What sets Florida Merchant Services apart from my bank?

Complete customer support with a local representative. No cancellation fees if you choose to close. Free standard equipment options (examples include Clover Mini/Flex and others).

What card processing services do you offer?

End-to-end payment solutions, data and financial management, plus equipment options to help you accept payments, protect revenue from chargebacks, and manage finances from one place.

What is the time frame for deposit availability?

If processed before the daily cutoff, deposits may be available next day (cutoff policies vary by setup).

After setup, when will I be able to accept payments?

Online accounts can often process next business day once information is complete. Retail device delivery/installation is typically within a few business days depending on equipment and schedule.

Contact Us

Send a message and we’ll get back to you. Call 888-490-7480 if you need immediate help.

Company Info

Phone: 888-490-7480

Address: 3662 Avalon Park East Blvd, Orlando, FL, United States

Hours: Mon–Fri (by appointment)

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Florida Merchant Services

Florida Merchant Services
Legal Business Name: HBR Marketing LLC

Florida Merchant Services disclosures (carried over from source site): Florida Merchant Services is a registered ISO of PNC Bank, N.A., Pittsburgh, PA – Member FDIC. Florida Merchant Services is a contracted Partner of the First Data (and/or Clover) Solutions. This web page or website is not an official page of First Data Corporation, Clover, its subsidiaries or affiliated businesses. Florida Merchant Services is a registered ISO of Citizens Bank, N.A., Providence, RI.

Call: 888-490-7480

Address: 3662 Avalon Park East Blvd, Orlando, FL, United States

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